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Useful Information
What does FDIC mean?
Below is a rate table of the highest Certificate of Deposit (CD) rates in the US. You can show terms you are interested in using the dropdown. If you'd like to see current CD rate averages, view the National Average CD Rate Table. If you have any questions or think we are missing some rates, email us.
Rate Table
| Bank | Term | Rate | Minimum |
|---|---|---|---|
| Countrywide Bank | 6 months | 4.30% | $9,999.99 |
| Indymac Bank | 3 months | 4.25% | $5,000.00 |
| ING Direct | 60 months | 4.00% | $0.00 |
| Indymac Bank | 10 months | 4.00% | $5,000.00 |
| E-LOAN | 60 months | 4.00% | $9,999.99 |
| E-LOAN | 48 months | 3.80% | $9,999.99 |
| Countrywide Bank | 3 months | 3.75% | $9,999.99 |
| ING Direct | 6 months | 3.65% | $0.00 |
| E-LOAN | 36 months | 3.55% | $9,999.99 |
| E-LOAN | 24 months | 3.55% | $9,999.99 |
| E-LOAN | 18 months | 3.55% | $9,999.99 |
| E-LOAN | 12 months | 3.55% | $9,999.99 |
| FirstFedDirect | 6 months | 3.51% | $9,999.99 |
| Countrywide Bank | 12 months | 3.50% | $9,999.99 |
| Countrywide Bank | 9 months | 3.50% | $9,999.99 |
| E-LOAN | 6 months | 3.50% | $9,999.99 |
| E*TRADE | 6 months | 3.40% | $1,000.00 |
| ING Direct | 9 months | 3.40% | $0.00 |
| ING Direct | 36 months | 3.40% | $0.00 |
| FirstFedDirect | 3 months | 3.40% | $9,999.99 |
| ING Direct | 48 months | 3.40% | $0.00 |
| ING Direct | 30 months | 3.40% | $0.00 |
| ING Direct | 24 months | 3.40% | $0.00 |
| ING Direct | 18 months | 3.40% | $0.00 |
| ING Direct | 12 months | 3.40% | $0.00 |
| E-LOAN | 3 months | 3.35% | $9,999.99 |
| Countrywide Bank | 48 months | 3.25% | $9,999.99 |
| Countrywide Bank | 18 months | 3.25% | $9,999.99 |
| Countrywide Bank | 24 months | 3.25% | $9,999.99 |
| Countrywide Bank | 30 months | 3.25% | $9,999.99 |
| Countrywide Bank | 84 months | 3.25% | $9,999.99 |
| Countrywide Bank | 36 months | 3.25% | $9,999.99 |
| Wells Fargo | 5 months | 3.25% | $5,000.00 |
| Indymac Bank | 48 months | 3.25% | $5,000.00 |
| Indymac Bank | 6 months | 3.25% | $5,000.00 |
| Indymac Bank | 60 months | 3.25% | $5,000.00 |
| Countrywide Bank | 60 months | 3.25% | $9,999.99 |
| FirstFedDirect | 9 months | 3.20% | $9,999.99 |
| FirstFedDirect | 12 months | 3.15% | $9,999.99 |
| Indymac Bank | 36 months | 3.00% | $5,000.00 |
| Indymac Bank | 12 months | 3.00% | $5,000.00 |
| Indymac Bank | 7 months | 3.00% | $5,000.00 |
| Indymac Bank | 5 months | 3.00% | $5,000.00 |
| E*TRADE | 3 months | 3.00% | $1,000.00 |
| AmTrust | 6 months | 3.00% | $1,000.00 |
| Indymac Bank | 9 months | 2.90% | $5,000.00 |
| Indymac Bank | 11 months | 2.90% | $5,000.00 |
| E*TRADE | 12 months | 2.85% | $1,000.00 |
| AmTrust | 18 months | 2.75% | $1,000.00 |
| AmTrust | 60 months | 2.75% | $1,000.00 |
| AmTrust | 36 months | 2.75% | $1,000.00 |
| AmTrust | 30 months | 2.75% | $1,000.00 |
| AmTrust | 24 months | 2.75% | $1,000.00 |
| AmTrust | 12 months | 2.75% | $1,000.00 |
| E*TRADE | 60 months | 2.75% | $1,000.00 |
| Indymac Bank | 24 months | 2.65% | $5,000.00 |
| Indymac Bank | 18 months | 2.65% | $5,000.00 |
| E*TRADE | 24 months | 2.50% | $1,000.00 |
| E*TRADE | 36 months | 2.50% | $1,000.00 |
| E*TRADE | 18 months | 2.50% | $1,000.00 |
| AmTrust | 9 months | 2.25% | $1,000.00 |
| Wells Fargo | 12 months | 1.30% | $2,500.00 |
| Wells Fargo | 6 months | 1.20% | $2,500.00 |
| Wells Fargo | 3 months | 1.15% | $2,500.00 |
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